.

Thursday, January 30, 2020

No to Gmo Essay Example for Free

No to Gmo Essay No to GMO Genetically modified foods are foods or plants that have been modified by researchers and scientists to improve the growth and development process. This idea was first introduced in 1982 and now has become widespread in use, especially in the US. This technology is sometimes referred to as â€Å"gene technology† or â€Å"genetic engineering† (WHO). All genetically modified foods are produced in a laboratory to â€Å"enhance its biological feature† (Godiff). This is not healthy. GM foods have the potential to pose major health risks for humans. The three major issues of concern for human health are allergenicity, gene transfer, and outcrossing. Genetically modified foods also pose risks to the environment, such as the possibility of species extinction (WHO). These foods are being produced because they seem to be advantageous. They seem to bring promise of lower prices and better quality. The whole purpose of genetically modified food(s) is to improve crop production by resisting unwanted insect damage, viral infections, and tolerating certain herbicides; however, this is not the result of GM foods (WHO). Cost, safety, property rights, and potential environmental danger all must be properly addressed and assessed. But perhaps they are being addressed in all the wrong ways. One of the biggest overall concerns, aside from human health, is for the environment. First, there is a fear that the GMO’s may â€Å"escape† and introduce the engineered genes into wild populations (WHO). This means the modified genes could alter plants and animals that were not meant to be altered. This leads into another big issue, insects that may not be pests will become susceptible to the gene product, causing death throughout various insect populations. That might mean the very insects that help plant growth and provide essential nutrients, will die off. A study showed that the pollen from genetically modified corn caused high death rates in monarch butterfly caterpillars (Godiff). Monarch butterflies are already a near threatened species. If we continue to grow these crops, we could risk endangering not only the magnificent Monarch butterfly, but other species as well. This is a big problem. The first of the major concerns for human health is allergenicity. Allergenicity is a problem because there are possibilities that a new allergen could be pr oduced along with the new gene, meaning that it could produce even more things to be allergic to (Godiff). Because so many people are allergic to  different types of food, this seems to raise the most concern. Not only is it bad that allergenicity is a concern, it is even worse that there is no reliable way to test the product for allergies (Pusztai). The next two areas of concern surround gene transfer and outcrossing. And they are a lot more complicated. Gene transfer is when genes from the GM food product transfer to cells of the body. This could result in serious adverse effects. This would be extremely bad if genes with an antibiotic resistance were to be transferred into the human body. Once they were transferred it would cause antibiotic resistance, which would lead to the body not being able to fight off certain pathogens. Once the body is not able to fight off the pathogens, it could lead to a weakened immune system and ultimately not getting better. This is hard work in the medical field going to waste. Outcrossing, the second important area of concern, is â€Å"the movement of genes from GM plants into conventional crops or related species in the wild† (WHO). This is an issue because seeds can easily be transferred from one place to another- by wind, water, and certain animals. The pollen from the genetically modified crops could also be transferred to the conventional crops. This ultimately means that our conventional crops may become contaminated, and mixed with the GMC’s. Farmers will have no way of knowing if this happens. So, one pro posed way to fix this is to adopt regulations such as separation of the fields between GM crops and conventional crops (WHO). Genetically modified crops and conventional crops cannot co-exist. Really, in general, there is no end to the controversy over genetically modified crops or GMO’s. Each of these foods must be assessed on â€Å"case-to-case† basis. These studies cannot be generalized and cannot be taken lightly. Greenpeace said, â€Å"Scientific concerns about the safety of GM foods are clearly real† (Meikle) There is a study that showed the toxin levels are not only extremely evident but also extremely unpredictable (Pusztai). In all honesty, while these may be the major and most important areas of debate, they are not the only ones. In fact, there could be countless adverse health effects that we do not even know about yet. These products must undergo more testing and stricter regulations. We, like the European Union, need to enforce and place more emphasis on testing GM foods. Perhaps not to the extreme, as they are, like violent protesting and activist raids. We do not want to destroy years of fieldwork, but we do need to do something, before it gets out of hand  (Curry). There is not nearly enough information on genetically modified foods for them to be considered safe. There is no information on the long-term effects. Finally, labeling genetically modified foods. This should hit home the most. We should know what we are eating. We should want to know what we are eating. If the product is made with genetically modified corn, it should say so on the ingredients list. Otherwise it should be labeled no GMO’s. This is so important, just for everyday purposes, so that we can consciously decide and make educated decisions on the foods we are eating and what we are supporting. How are we supposed to stop the mass production of GMC’s if we are buying them? Buying foods that are made with GMO’s is only showing support for the very thing we do not want. This is essential for ourselves and our family. In conclusion, genetically modified foods are bad news. There is not enough information on them to really know whether or not they are okay. And there is certainly not any information on what they could do to our health in the future. Until there is, the skepticism will remain. Genetically modified foods need to be further researched and labeled in the market. But as of right now, they seem to be causing a lot of problems and also have the potential to cause many more. Human health and the environment are at risk. Genetically modified foods aren’t worth it. Once there is more research and tests done, there may be reason to further review it. But right now the answer is no. Bibliography 20 Questions on Genetically Modified (GM) Foods. World Health Organization . Web. 12 Mar. 2013.http://www.who.int/foodsafety/publications/biotech/ 20questions/en/. Curry, Andrew. Seeds of Conflict. Discover Magazine. (2013): n. page. Web. 12 Mar. 2013. http://discovermagazine.com/2013/april/16-seeds-of-conflict. Godiff, Lewis. Genetically Modified Foods. Science and Technology Journal. (2012): Web. 12 Mar. 2013.http://scienceandtechnologyjournal.wordpress.com/ 2012/03/16/genetically modified-foods/. Meike, James. Journal to Publish GM Foods Report. Guardian. (1999): Web. 26 Feb. 2013. http://www.guardian.co.uk/science/1999/oct/05/gm.food. Pusztai, Arpad. Genetically Modified Foods: Are They a Risk to Human/Animal Health?. actionbioscience. n. page. Web. 12 Mar. 2013. http://www.actionbioscience.org/ biotechnology/ pusztai.html?print.

Wednesday, January 22, 2020

Choosing a Location for a Burger King fast food restaurant versus a car

The nature of a Burger King restaurant and a car factory are both very different as they are both different services, therefore there will be many varying factors that need to be considered when choosing an appropriate location for siting either of these. Burger King provides a service to the public, therefore it lies in the tertiary sector, whilst a car factory is a manufacturing business, which provides cars for there company. Every business needs to be located, but this has to be done carefully, as it is very expensive to reverse. The main factors which will influence a businesses decision to locate in a certain area are, competition, costs of the area, government incentives, availability of labour, proximity to materials and market. The factors that both businesses will definitely need to consider are the costs of the area and availability of labour. Firstly, the business will need to be located in an area which is relatively inexpensive as they do not want to have a large expense of rents and rates going out of the business every month. This will reduce the potential funds...

Monday, January 13, 2020

Macbeth Retold Essay

It feels strange running into something that everyone else is running out of, it’s my second time today. I can’t explain the thrill of running into the blaze, for some it’s just a career but for me it’s my passion. As I reached the top of the burning stairs I looked out the window to see Don with his back against the truck again, he was just standing there watching whilst men are in that house risking their lives to save others. It angers me so much to know that his name will be on the front page tomorrow for what I’ve done again. When we got back to the station the others applauded Don as he walked in and exclaimed â€Å"another fire stopped and 3 lives saved† me and Benji couldn’t bear to watch him take the glory for what we had done, so we went outside to take a breather and collect the post. Whilst we were out there we met the postman, he was standing there as if he was waiting for us, me and Benji exchanged a confused glance and then I said hello, he muttered â€Å"you’ll be station manager son† â€Å"sorry? † I said â€Å"and station commander† he replied â€Å"it’s as if I can tell the future! he laughed as he turned to walk away â€Å"what about me then eh? † shouted Benji shouted after the postman â€Å"it’ll be your sons and his sons and his sons and his sons† the postman sang as he skipped away. Benji and I couldn’t help but burst into laughter, at least it had lightened our mood after Don’s little display inside. That night I told Beth all about what Don has been doing and how he has been taking all the credit lately, I just wanted to vent to her but she got so much angrier than I had expected and told me that I should get rid of him by killing him! I want him gone and I want the praise but is this too extreme? She went on to tell me that if I didn’t do it I’d be a coward and there’s no point in me going back to the fire station at all, I can’t imagine not going back into a fire ever again. I’ve realised I have to do this. I told Beth I agree and she had a plan already. I’m going to kill him in the old house on foster street on Tuesday night when we go there for a risk assessment, Beth told me it would be perfect and no one will know I had anything to do with it; I’ll set the place alight and blame it on the squatters there.

Sunday, January 5, 2020

Kill A Mockingbird By Harper Lee - 1847 Words

The word courage is defined as â€Å"The quality of mind or spirit that enables a person to face difficulty, danger, pain, etc, without fear.† In Harper Lee’s novel To Kill a Mockingbird, Atticus Finch strongly demonstrates courage though his words and actions. He defends Tom Robinson even though doing this he puts his family at risk for discrimination due to the prejudice and racial inequity in Maycomb. In addition, Arthur ‘Boo’ Radley displays courage as he reveals himself to those who were around him such as the children after being shut away from the rumors that surround him from the people of Maycomb. Arthur displays courage as he attempts to communicate with Jem and Scout. Finally, Miss Maudie, portrays courage as she watches her house†¦show more content†¦In doing so, this puts Atticus a wielder of courage for the fact that justice has more power than the harm that is to come from defending Tom Robinson. Also, Atticus shows physical courage as he sits outside the jail cell protecting Tom during the night from the mob attempting to lynch him. As Atticus defends Tom, he tries to talk sense into the mob of people, in doing so Atticus puts himself first in front of the danger of the angry crowd, being ready to face threats of death or even death without expressing any show of fear. Because of the amount of tension and hate towards Atticus for defending Tom Robinson, he tells Scout â€Å"You never really understand a person until you consider things from his point of view until you climb into his skin and walk around in it.† (Lee 39). However, he tells Scout this advice which then governs her through the novel as she develops and as many question the reason Atticus defends Tom. Atticus is explaining a person does not know what another person is going through until one pictures their world through their own eyes and see the views of that person and their experiences. Additionally, Atticus’ display of physical c ourage is evident in his relationship with the people of Maycomb. During one night, a

Saturday, December 28, 2019

The Collapse Of A Cherished Businessman - 1571 Words

The Collapse of a Cherished Businessman Arthur Miller, a highly acclaimed and influential twentieth century dramatist, was born in New York City in 1915. Unlike normal Greek tragedies that focus on the aristocracy, Miller’s works often focus on the plight and tragedy of the common man. According to Rachel Galvin in an article for National Endowment for the Humanities, Miller generally illustrated characters that â€Å"wrestle with power conflicts, personal and social responsibility, the repercussions of past actions, and twin poles of guilt and hope† (Galvin). Some of his most famous modern tragedies include The Crucible, All My Sons, and Death of a Salesman. First staged in 1949, Death of a Salesman is considered Miller’s greatest and most†¦show more content†¦He sees only a time when he was supremely successful and his boys had uncountable potential. The name often used to address him further signifies his inability to grow up, as Willy is commonly see n as a child’s name. Leonard Moss, a former professor of comparative literature at State University of New York College in Geneseo, intelligently points out, â€Å"He seeks escape from his problems by reliving a happier time† (32). Loman constantly alludes back to when he was considered a good salesman, denying his struggles in his later years. Because he always reverts to his former success, Loman cannot comprehend or deal with any failures and hardships in his present life. One aspect of his life where his flaw shines through is his regression to a time when he was able to â€Å"knock ‘em dead† in any town he was in (Miller 36). In Willy’s clouded eyes he is still able to sell as well as he did when he was young. When questioned by his wife Linda on the amount of money he made on his trip, he even coldly places the blame of his unsuccessfulness on the fact that â€Å"three of the stores were half closed for inventory in Boston† (35). He is not able to face the facts; Loman’s methods for selling are greatly outdated. Willy is no longer known in any town he enters because he has outlived most of his former customers. His new customers do not relate to his aged sense of humor and do not respond to his obsolete ways to sell. Regardless of the customers’ reactions, he still

Friday, December 20, 2019

Pathology and Treatment of Pulmonary Arterial Hypertension

The pulmonary vasculature contains arteries and arterioles, which branch in the lungs to create a dense capillary bed to provide blood flow. The pulmonary capillary bed is a high-volume, low-pressure, low-resistance system that delivers blood to and from the lungs via the arterial and venous circulation systems. The right ventricle of the heart is responsible for pumping blood to the pulmonary artery and to the lungs so it can be oxygenated while the left ventricle pumps oxygenated blood to the tissues. Typically, hypertension refers to high blood pressure in the systemic circulation, however, an increase in blood pressure may also occur in pulmonary circulation. The pulmonary artery supplying blood to the lungs can become narrowed,†¦show more content†¦Increased levels of pro-inflammatory cytokines and chemokines result in an infiltration of inflammatory cells forming plexiform lesions consisting of T cells, B cells and macrophages (Savaj et al., 2012). Scleroderma, or syst emic sclerosis, is a connective tissue disease characterized by a thickening of the skin. Accumulation of collagen by fibroblasts, platelet adhesion and a type II hypersensitivity reaction lead to endothelial damage. Endothelial damage and decreased vasodilatation result in increased arterial pressure leading to PAH (Mclaughlin, 2009). Patients generally have a poor prognosis unless detected early, as a cure for slceroderma does not exist. Patients with advanced liver disease can also develop PAH. Portopulmonary hypertension (PPH) is a combination of high blood pressure in the portal and pulmonary systems. Unless transplantation can occur, prognosis for these patients is less than ideal. In order to be considered for transplantation, patients must have a mean arterial pressure less than or equal to 35 mm Hg. Long term cocaine and methamphetamine abuse have been linked to developing PAH (McLaughin et al., 2009). Cocaine can cause overexcitement of the sympathetic nervous system triggering an erratic, potentially severe condition called vasospasm, which involves a rapidShow MoreRelatedThe Heart Is A Hollow, Muscular Organ Of The Middle Mediastinum Orientated Obliquely961 Words   |  4 Pagesgrooves indicate these divisions: the atria are separated from the ventricles by the coronary sulcus (the atrioventricular groove) with a hiatus anteriorly at the root of the pulmonary artery (PA). The atria are separated posteriorly by the inter-atrial groove though this is scarcely marked, and anteriorly this is hidden by the pulmonary artery and aorta. The ventricles are separated posteriorly by the posterior longitudinal sulcus on the diaphragmatic surface and anteriorly by the anterior longitudinalRead MorePulmonary Disease : Pulmonary Fibrosis1218 Words   |  5 PagesPulmonary Fibrosis is a co ndition where the lung tissue becomes thick and scarred, but it is more serious than just thinking you have scarring on your lungs. The thickening and scarring of the lungs makes it hard for the oxygen supply to be delivered throughout the body. This disease can develop slowly or quickly and can stay the same for years. Pulmonary fibrosis occurs in a variety of clinical settings, is a major cause of mortality, and represents an enormous medical need. However, the diseaseRead MoreAcute Respiratory Distress Syndrome1134 Words   |  5 Pagesspecific test to identify ARDS. A diagnosis is reached by eliminating other diseases and conditions. Your healthcare provider will ask about your medical history and symptoms and will examine you. You will have a chest X-ray and a blood test called an arterial blood gas. Because the signs and symptoms of ARDS are very similar to those of some heart problems, the doctor may recommend heart tests such as: electrocardiogram or echocardiogram. How is ARDS treated? ARDS patients are treated in the ICU of theRead MoreTypes And Classifications Of Pulmonary Hypertension2414 Words   |  10 PagesAbstract Pulmonary hypertension is a disease that without treatment becomes progressively worse until a patient dies. It is characteristically a disease of young adults, but may occur all across the lifespan making this disease even more devastating.1 Pulmonary hypertension is characterized by elevated intrapulmonary pressures which cause dynamic changes to the cardiovascular system of the affected individual. The adequate functioning of the cardiovascular system is vital to the survival of theRead MoreThe Definite Haemodynamic Diagnosis Of Pulmonary Hypertension7200 Words   |  29 Pagesdefinite haemodynamic diagnosis of pulmonary hypertension (PH) requires right heart catheterisation and direct measurements of right ventricular, pulmonary artery and pulmonary capillary wedge pressures and cardiac output. As this is an invasive test with risk and cost implications diagnostic algorithms have been devised that combines clinical assessment, non-imaging cardio-respiratory assessment and non-i nvasive imaging in patients suspected of having pulmonary hypertension. The initial aim is to establishRead MoreThe Anatomy And Physiology Of The Heart1675 Words   |  7 PagesThe aim of this report is to provide an overview of chronic heart failure, examining signs symptoms and treatment related to the case study, medical history. The anatomy and physiology of the heart will be discussed, and the pathophysiology of chronic heart failure. Heart failure is a general term used to describe several types of cardiac dysfunction that result in inadequate perfusion of tissue with vital blood-borne nutrients. Most causes of heart failure result from dysfunction of the left ventricleRead MoreA Research Study On Vascular Imaging1548 Words   |  7 Pagesultrasound (US) is an established non-invasive method of imaging the cardiovascular system. It is cheap, accessible and provides a rapid diagnosis of many vascular diseases such as presence of abdominal aortic aneurysm, deep vein thrombosis and limb arterial occlusions. The majority of vascular ultrasound currently done in the UK is trans-cutaneous ultrasound, in which the US probe obtains images of the vessels from above the skin. In recent years intravascular ultrasound (IVUS) has gained popularityRead MoreHow Aerobic Exercise Reduces Oxidative Stress And Improves Vascular Changes Of Small Mesenteric And Coronary Arteries2441 Words   |  10 Pagesexercise reduces oxidative stress and improves vascular changes of small mesenteric and coronary arteries in hypertension† authored by Fernanda R. Roque and colleagues examines the effects of regular physical activity, namely aerobic exercise training, and its effects on hypertension. Specifically this study aimed at identifying a non-pharmacological treatment (exercise) for hypertension, with the assumptions that exercise promotes beneficial vascular remodeling, mechanical, and functional adaptationsRead MorePathophysiology Of Brochopulmonary Dysplasia Is Not Yet Completely Eradicated1849 Words   |  8 Pageshappens on day 11 to day 20. Lung reconstruction is prevalent during this stage. The remaining alveoli begin compensate through hypertrophic regener ation. †¢ Stage 4 – takes place at day 21 and proceeds through day 29. During this stage, pulmonary hypertension can be identified by the thick inner layer of the small arteries. (Hadjiliadis, 2013) More the less, infants with BPD improve slowly over time as their demand for respiratory support decreases. Rarely, but in critical situations, preterm neonatesRead MoreCase Study On Acute Pulmonary Oedema Secondary1758 Words   |  8 Pagesstudy The case study relates to Mr Brown, who diagnosed with acute pulmonary oedema secondary to acute renal failure, due to excessive use of opioids. The assignment will address Mr Brown’s initial presentation and assessment, relevant past history, medications as well as the current assessment finding that had him admitted to intensive care unit. Briefly discussing the patients’ pathology results scans and as well as drug treatments to correct electrolyte imbalances. Furthermore discuss the effects

Thursday, December 12, 2019

Social Responsibility of Financial Institutions

Question: Discuss about the Social Responsibility of Financial Institutions. Answer: Introduction: Cash Converters is an Australian Company which is engaged in the business of lending money and is a public company which is counted as the highest payday lenders in that country. However, a class action was launched against the company in November 2015 stating that the company has exploited and trapped many vulnerable and low income people in the vicious cycle of debt and has charged excessively high amount of interests which is up to 633% per annum along with high fees on short term loans. As per the law, an interest up to 48% per annum is the maximum interest that should be charged which should be inclusive of the charges and upfront fees. The company took undue advantage of people who has vulnerably low income. The customers were hence unable to repay the loans in time. The intention of the company was to earn profits for itself without considering the needs of the vulnerable people and also it was not acting as a responsible lender in lending money to its customers. The company was mainly alleged of the charging high interest which is highly excess of the normal industrial norms and high charges and upfront fees. The company Cash Converters records its interest income and other charges and upfront fees in its Financial Statements under Interest income from Short Term loans in the Statement of Profit and Loss. The other charges including brokerage fees and upfront charges might have been charged under the Income from services as it could not be seen separately. However the charge of brokerage was not against any legislation applicable at that time, charging interest of 633% simply an overstatement of financial workings as later the company had to admit a payout of $23million for the settlement of class action proceedings. The company was unethically engaging in the practice of taking undue advantage of the low income people who has either limited choice or no choice at all. Loans were providing without applying due diligence that the customer will be able to repay the loan on time or not and hence it can be clearly seen that the company was not carrying out its business responsibly. The only m otive of the company was to earn as much as profits as it can without following ethics. Any business should earn profits by striving for long term sustainable growth. There were thousands of cases on pay day loans were lenders would find out ways to recover increased amount from borrowers. Thus to protect customers right without compromising justifiable return to lenders bill was drafted by Government which proposed 10% establishment fee and 2% per month cap on a SACC and a maximum rate of 48% on other loans. However it was argued that responsible lending could be a solution but the proposed bill will harm the business. Despite the regulations by the government suggesting responsible lending practice and a limit on interest and other charges to be recovered from borrowers, Cash Converters practice was unethical and unjustifiable. During the period from 2009-2013 that is post the practice of charging high interest Cash Converters business growth was regressive. Year 2009 records a record profit of $16.2 million followed by revenue growth of 27% driven by increase in Loan establishment fees of $5.2m, and also an increase in financial service commission of $600000. The company was making huge profits every quarter. The company has disclosed all time high profits for consecutive years in a row. 30 June 2010 was recorded as the most successful year in companys history with a record net profit of $21.6m. The personal loan book in Australia saw a growth of 28% to $67.6 million in the financial year 2012. The growth of online personal loan business in Australia embarks a growth of 126.7% to $14.2 million as compared to $6.3 million in 2011. It was seen that that the companys online strategy was a massive success and record loans were advanced online. Again in 2013 Cash Converters reported a growth of 20.8% to $134.9 million in its revenue followed by growth in Australian Personal Loan Book by 32.7% for the corresponding period. The Australian Loan book generated an EBITDA growth by 37.5% to $ 40.7 million for the period 30 June 2012 to 30 June 2013. During this period the Loan book also grown by 35.4% to $67.6 million. During this period a record growth of 16.4% to $272.7millio, in revenue was booked. However, the loan book saw growth in subsequent years also but revenue growth was not at same. In 2015 the Australian Loan Book saw a downtrend to $107.4 million after it peaked a record $115.7 in the previous year. However the Personal Loans and cash advances continued growing. As far the share price was concerned, the share price of the company was growing steadily at the same rate during the period concerned. There was no massive impact of the practice was experienced in the share price during the period. From trading at $0.30 in the beginning of 2009 the share price increased slowly to $ 0.45 during June 2009 it steadily increased to $ 0.905 in March 2011, followed by a downward trend reaching low at $0.455 during December 2011, after which a slow recovery was seen in prices and the shares managed to reach a price of $1.02 during November 2012 (refer graph below). The shares kept trading between price range of $0.80 t0 $1.88 till 2014. However in 2015 a downside trend was developed and the shared price traded below half the price during 2015. This might be the impact of class action against the company. This was how the financial position as well as share price of the company reflected the impact of the practice that prompted class action. Financial institutions are socially responsible for the welfare of the economy. It is important for a financial institution to make sustainable competitive profit and to achieve lasting values for the investors. In recent years Corporate Social Responsibility has seen enormous increase in awareness and control globally. It is necessary for a financial institution to employ ethical strategies to conduct their business, which has societal benefits and is positive to development. A financial institution apart from their objective to earn profit and grow their business should show some interest in welfare of society as well as environment by taking into account the impact of their activities on shareholders, customers, suppliers, stake holders and the society. Considering the role that financial institutions plays in financing the developmental activities around the world its contribution to sustainability becomes incomparable. A Financial institution is responsible to protect the intere st of its investors as well as customers, ensuring them satisfactory return. The activities of financial institution should reflect their concern for Human Rights. The financial responsibility of financial institution may include: Energy conservatism Environment Education Healthcare Emerging markets Donation and sponsorship The best way to implement a sustainable CSR initiative is by aligning CSR with business strategy. This can be done through a well defined business strategy for instance contributing a percentage of the product price to CSR activities. This brings multiple benefits like Enhancement in brand value, building trust and confidence of customers and investors, improvement in financial position, and an increase in growth of the business. Like any other financial institution the social responsibility of Cash Converter is same. It is the responsibility of cash converters to protect the interest of its customers, however unethical practices like charging interest over legal limits is a threat to CSR and welfare of society. The company should not indulge in practices like this which results in loss of its reputation affecting its financial position and overall business growth. The company should follow ethical strategies to maximize its profit which is the prime objective of any business organization but without causing any harm to the welfare of society and economy. However it is also the responsibility of the business organization to provide maximum profit to its shareholders and stakeholders that should not be at the cost of losing its customers. References: Overview of the practice. Website. Retrieved from https://www.cashconverters.com/CompanyOverview/LatestNews?page=2 Overview of the practice. Website. Retrieved from https://newmatilda.com/2015/10/15/disgraced-cash-converters-cough-ups-23-million-after-class-action-alleging-dodgy-lending/ Overview of the practice. Website. Retrieved from www.abnnewswire.net/ss/en/87217/Cash-Converters. Overview of the practice. Website. Retrieved from https://www.fedcourt.gov.au/__data/assets/pdf_file/0003/26544/Notice-to-Group-Members-Sch-A.pdf Social responsibility of financial institutions. Website. Retrieved from https://www.informationvine.com/index?qsrc=999qo=semQueryad=semDo=603518l=semaskid=04387e85-11a8-4d41-b56e-75f64abdd3a8-0-iv_gsbq=prices%20of%20stocks%20an Social responsibility of financial institutions. Website. Retrieved from https://papers.ssrn.com Social responsibility of financial institutions. Website. Retrieved from www.emeraldinsight.com Social responsibility of financial institutions. Website. Retrieved from www.simpli.com/Financial+Lending+Institutions Social responsibility of financial institutions. Website. Retrieved from www.sciencedirect.com/ Social responsibility of financial institutions. Website. Retrieved from https://financialrights.org.au/wp-content/uploads/2015/06/Kelly-Alexandra_LSJ-June-Payday-Lending-Article.pdf Share prices and financial reports. Website. Retrieved from. https://www.asx.com.au/ Share prices and financial reports. Website. Retrieved from. https://www.cashconverters.com/CompanyOverview/LatestNews?page=2 Share prices and financial reports. Website. Retrieved from. www.abnnewswire.net/ss/en/87217/Cash-Converters. Share prices and financial reports. Website. Retrieved from. www.researchgate.net/profile/ Share prices and financial reports. Website. Retrieved from. https://www.listcorp.com/?gclid=CIqGydf4-NICFdUTaAoduRwMLg